iConsult Africa is a bespoke Islamic Finance & Business Advisory Firm focused on alternative financial solutions based on Islamic principles. Our primary focus is to explore financial solutions with broader social economic impact and inclusiveness.

Combining contemporary digital solutions with classical principles is at the forefront of our philosophy. Our strategic partnerships and alliances in the Islamic finance industry from South East Asia to the Middle East and Africa allows us to offer Advisory and Training of Islamic Financial Practices and Implementations.

Our multi-skilled professionals from diverse backgrounds encapsulates the business ecosystem to enable seamless professional solutions for our clients’ satisfaction.  

Jointly our team has trained and advised Islamic Financial Institutions globally, including Mauritius, Nigeria, Tanzania, Kenya, Malawi, Ethiopia, Maldives, Oman, Malaysia, Brunei, Singapore and South Africa. We have also consulted and/or trained more than 9,000 Finance Professionals and Islamic Scholars in most disciplines within the Islamic Finance sector in Africa, Europe and the Middle East.


Assist Professor Shaykh Dr. Ziyaad Mahomed

Assist Professor Shaykh Dr Ziyaad is a Shariah Advisor and an Islamic Capital Markets and Banking Consultant, involved in various sectors of the industry since 1998. He served as the National Marketing and Product Development Head for Albaraka Bank in South Africa between 2003 and 2006, developing products on both the financing and investment sides including banca-takaful, whilst coordinating for the second Shariah Compliant Unit Trust in South Africa. He presently also serves as Associate Dean of E-learning and Director of Executive Education at INCEIF.

He serves on a number of Shariah Boards including as Chairman of the Shariah Boards of
HSBC Amanah in Malaysia and Taj Bank in Nigeria and board member of the Bank of Maldives amongst others.

He is a registered Shariah Advisor at the Maldives Monetary Authority and Bank Negara Malaysia. He specializes in and lectures Masters and PhD students in Shariah Issues in Islamic Finance, Shariah Aspects (Usul ul Fiqh, Islamic law of transactions, Shariah governance), Islamic Capital Markets and Islamic Risk Management.

Dr Ziyaad has had the opportunity to gain experience in almost all sectors of Islamic finance including Sukuk, regulatory frameworks, takaful modelling, private equity fund structuring and risk management. His experience in Sukuk (he has approved and/or structured more than $5 billion of Sukuk) and his academic publications has made him a sought-after subject matter expert on the subject both from industry and academia.

Shaykh Ziyaat Isaacs

Shaykh Ziyaat Isaacs hails from Cape Town South Africa and has diverse experience abroad. He holds a Bachelor’s Degree in Islamic Finance with specialization in Capital Markets from Selangor International Islamic University College (KUIS) in Malaysia. He also holds a Master of Science Degree in Islamic Finance from the International Center of Education in Islamic Finance (INCEIF) in Malaysia.

He was recruited by the International Shari’ah Research Academy for Islamic Finance (ISRA) in Malaysia as a Management Trainee, Research Officer and Associate Consultant with ISRA Consultancy Sdn Bhd after completing his initial Degree in Islamic Finance. He was involved in various research, advisory and consulting projects with both local and international clients.

Upon his return to South Africa, Shaykh Ziyaat founded I Consult Africa with the intention to serve the Islamic Finance market in Africa through connecting his global network and knowledge repositories in Islamic Finance.

In addition, he manages a property portfolio at ARP Property Developments based in Cape Town South Africa and has engaged in several small business advisory projects in this capacity.

Shaykh Ziyaat also serves as a Lecturer at the International Peace College of South Africa (IPSA) in Islamic Commercial Law and Islamic Finance and has several publications in Islamic Finance both locally and globally.



MS Omar & Associates is a niche market law firm based in Durban which was established in July 1983 and specializes in all aspects of Corporate and commercial law, Family Law, Trusts Law, Estate Planning, Litigation, Dispute Resolution, Labour Law, Conveyancing and Shariah law including Islamic Finance.

The Firm is Led by Shaykh Mahomed Shoaib Omar who brings a wealth of over 30 years
industry experience and has acted in several leading roles of Islamic Finance initiatives
globally from the legal perspective.

Shaykh Shoaib was involved as part of the Legal consultants in the structuring and
preparation of the Republic of South Africa’s debut USD denominate Sukuk in 2014. He
studied the authoritative works of fiqh (Islamic Jurisprudence and Law), across the four
authoritative Sunni schools of fiqh, and has specialized in Fiqh Al Muqarin (comparative
analysis between Islamic and secular law), and the application of fiqh to contemporary
situations and Islamic commercial and financial transactions. He has been guided by his
revered teacher, the distinguished jurist, Mufti Taqi Usmani, over the years, in relation to
the solution of complex issues, in the field of Islamic Finance.

He completed his LLB at the University of Kwazulu/Natal in 1979 and studied Arabic and
Islamic Law under Mufti Taqi Usmani in 1982, who is one of the top Shari’ah Advisors in the
industry. He was also a student of Qadhi Mujahidul Islam, the founder of the Islamic Fiqh
Academy of India. In 1995, he was granted right of appearance in the High and
Constitutional courts of South Africa.

Sheikh Shoaib serves as a member of the Shari’ah Board of Albaraka Bank SA. He practices
as an attorney and has authored over ten books and numerous articles in Islamic Law and
Commerce. He has been with Bank of Maldives Islamic since January 2013 as a member and
the Chairman of the Shari’ah Advisory Committee.


Mufti Abdul Kadir Barkatulla

Mufti Barkatulla is a prominent Shariah scholar with a strong background in Economics and Finance. He is a member of the Shariah Supervisory Committees of several Islamic financial institutions including United National Bank, Alburaq of Arab Banking Corporation London and Lloyds TSB. He is also a member of the Islamic Shariah Council.

Mufti Barkatulla initially graduated in Islamic Studies at the famous Darul Uloom, Deoband, India where he was also trained as a Mufti (qualified to issue Islamic authoritative edicts) in 1974. Moving to London in 1979, he pursued his studies and attained both BSc (1985) and M Phil (1992) as one of the Shariah Judges at the Islamic Shariah Council, Mufti Barkatulla has wide experience of dealing with socio-cultural issues affecting Muslims living in the UK.

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Shaykh Imtiyaaz Isaacs

Shaykh Imtiyaaz Isaacs is a lecturer at Madina Institute in Cape Town South Africa, teaching Arabic, Tajwid, Hadith & Usul Al Fiqh.

The Shaykh completed the memorization of the Holy Qur’an at Jamʿiyyat al-Qurraʾat the tender age of 11 years. He, thereafter, continued his studies & completed the Translation of the Holy Qur’an & Islamic Studies at Dar al-Naʿim.

Having a thirst for knowledge Shaykh Imtiyaaz then travelled to Egypt where he studied at the prestigious Institute of Al-Azhar where he completed his Primary School, High School & University studies at the Institute.

He majored in Islamic Law at the Al-Azhar University. Whilst doing this Shaykh Imtiyaaz also studied under a number of renowned Scholars & has received sanad (authority) & ijazah (license of teaching) from Scholars around the globe including Saudi Arabia,Cairo,Mansura,Dusooq,Turkey & Jordan for the 10 & 14 Qira’at anomalous readings of the Quran & many other sciences. Qira’at and Usul Al Fiqh is his passion & he continues to teach its sciences.

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Shaykh Dr. Said Mikaeel

Shaykh Dr. Said Mikaeel hails from Nigeria and is an Islamic Finance Researcher at the International Shari’ah Research Academy for Islamic Finance (ISRA) in Malaysia. 

He holds a Ph.D. in Islamic Finance, AIKOL, from the International Islamic University Malaysia (IIUM) as well as a Masters of Comparative Law (MCL) from the same school. He also holds a LLB (Shari’ah), Islamic University of Madinah, Kingdom of Saudi Arabia.

The Shaykh has been teaching as a Lecturer at the International Centre for Education in Islamic Finance (INCEIF) -The Global Islamic Finance University as well as a short stint as a Tutor in the Islamic Law Department, AIKOL, at the International Islamic University Malaysia (IIUM).

In addition, the Shaykh is currently the Chairman of AlBirr Cooperative, Investment and Credit Society (ACICS-Nigeria) and Partner in Muslim Scholarship Fund of Nigeria (MSFN-Nigeria).

The Shaykh has published and presented several academic work on Shari’ah and Islamic Finance with reputable publishers as well as in International conferences. He also served as an expert witness in a high profile Islamic Finance case in Malaysia in his capacity as a Consultant at ISRA Consultancy Sdn Bhd. He brings strong Shari’ah capacity and Islamic Finance expertise to our diverse team of experts.

Mufti Yousuf Sultan

Mufti Yousuf Sultan hails from Bangladesh and has diverse experience in Shari’ah and Tech consultancy, home and abroad. He is currently heading the Tech team at Ethis Ventures in Kuala Lumpur, where he oversees the development and research of Islamic Crowdfunding platforms.

He holds a MSc in Islamic Finance degree from INCEIF, Malaysia. Currently he’s a PhD candidate at the same institution. He sits in the Shari’ah Supervisory Committee of Perfect Group – a promising non-banking Islamic Finance institution in Dhaka, where he provides training and consultation on Islamic Finance.

He graduated with the ‘Takmeel in uloom shar’iyyah’ and ‘Al-Takhassus fil Fiqh al-Islami’ degree from Jamia Shar’iyyah Malibag, Dhaka. He worked as Deputy Mufti in Jamiatul Asad al-Islamia Dhaka and Jamia Shariyyah Malibag – both are prominent Darul Ulooms in Dhaka, Bangladesh.

He has been a part time teacher at Islamic University of Technology (IUT) Dhaka, a subsidiary organ of OIC. Apart from the teaching profession, he frequently appeared as a speaker for live and recorded religious programs in various TV channels. Mufti Yousuf has long experience working with web servers, web application development, and e-commerce integration.

Mufti Muhammad Haffejee

Mufti Muhammad Haffejee haisl from South Africa where he currently serves the Jamiat Ulama South Africa with Fatawa and Lectures focused on Islamic Commercial Law. Mufti Muhammad also hosts Radio Islam International “At-Taajir Hour” which focuses on the South African economy, business ethics and consumer protection.

In addition, Mufti is a Shariah Advisor and Auditor to several local businesses in South Africa.

He holds Aalim Faadhil from the world-renowned seminary, Jamia Darul Uloom Karachi in Pakistan and is a student of Justice Taqi Uthmani. Together with this, he holds a BComm degree with specialization in Economics and Private Law as well as MSc Islamic Finance from INCEIF, Malaysia.

Business Development

Shamiel Ahmed

Mr Ahmed is a seasoned businessman with exceptional experience in Business & Trade in Africa. He currently serves as the Head of Elham International Trading Africa, the regional office in Africa for Elham International Trading Global Operations, headquartered in Sydney Australia. The group’s operations span over a spectrum of Trade & Finance across the world.

Mr Ahmed has successfully negotiated and procured G2G commodity trades as well as the financing arrangements for major projects in leading African countries including South Africa,  Nigeria and Ghana.

His experience in Africa and local business markets brings an exceptional advantage to the mobility of our engagements.


Mumtaaz Isaacs

Mrs. Mumtaaz Isaacs hails from Cape Town, South Africa, and has extensive experience abroad. She holds a Bachelors in Arabic as a Second Language with Honors from Selangor International Islamic University College (KUIS) in Malaysia as well as a Diploma in Islamic Studies from the International Peace University of South Africa (IPSA). In addition, during her time abroad, Mrs. Isaacs studied with local Arabic experts and scholars in Egypt and Syria to consolidate her knowledge in the Arabic language.

Mrs. Isaacs is an experienced Arabic to English translator with relevant experience from translating postgraduate (Masters and PhD) thesis’ of Arab students studying at reputable Universities in Malaysia to classical texts and professional Islamic finance literature. She spent three years as a Research Assistant to the Head of Translation & editing at the International Shari’ah Research Academy for Islamic Finance (ISRA) in Malaysia where she was involved in vetting & editing various translated classical and professional texts that was published in International Journals and Publications.

She was also involved in editing the Arabic publication of the Malaysian Islamic Finance Center’s bi-monthly Insights Report on Islamic Finance during her tenure as a Consultant for ISRA Consultancy Sdn Bhd.

Currently, Mrs. Isaacs manages the translation & editing portfolio for I Consult Africa (Pty) Ltd, in South Africa, where she manages a team of native English, Arabic and French speakers to ensure that the company maintains a strong culture of our translation work.